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    #16
    damn some of you guys have good credit. im still trying to rebuild mine. about 5 years ago i went into a debt consolidation thing, i had no idea that shit is just as bad a bankruptcy... to late now.

    i checked mine a couple weeks ago and its at 694. alot better than it was, so im finally coming back up.

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      #17
      I went from 760something to 730something... I think due to one missed credit card payment (wasn't even a legitimate miss... I just forgot to click "confirm" when I paid it, and didn't realize it until I got declined... account frozen over one payment!)

      I should be better, I'd think... I have a mortgage, I'm on my 3rd car with payments, and aside from that one missed payment, I'm always on time with my bills (except my $500 oil bill... I sit on that, but they don't report me, they just don't deliver again until I pay!)






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        #18
        Originally posted by DrLove'sKuDang View Post
        damn some of you guys have good credit. im still trying to rebuild mine. about 5 years ago i went into a debt consolidation thing, i had no idea that shit is just as bad a bankruptcy... to late now.

        i checked mine a couple weeks ago and its at 694. alot better than it was, so im finally coming back up.
        Do those consolidation things mess with your credit? I never realized that. Glad I never did it! I just plop my hefty credit card balance on 0% cards... It's almost paid off now.






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