I need help deciding something, not sure what to do

[MikeW]

IMHO, houses and cars are the only things you should loans for.

And Dean was right. IMO. If you cant pay for it, cash up front...you dont get it. CC's are dumb.

"I dont have ALL the money RIGHT NOW, but i promise to pay it back and then some, later."

Yeah. Right. Ok. Am i the only one who see's a problem there?

To answer OPs question, theres soemthing you want, but you dont have cash in hand, but you do have things of value?

Depends on what those things are and how valuable they are to you. If they arent that important or valuable, and you really want said object, then sell them.

[Pandemic]

Motorcycle

Benefits:
cheaper insurance
cheaper fuel price
more fun

drawbacks:
dangerous
seasonal (depending on location)


It probably wont be a good investment. So you have to look at what you're going to sell. Are you going to sell something that will be worth more in a year, two, etc? If so, by how much? Will it be worth the sacrifice?

[Pandemic]

IMHO, houses and cars are the only things you should loans for.

And Dean was right. IMO. If you cant pay for it, cash up front...you dont get it. CC's are dumb.

"I dont have ALL the money RIGHT NOW, but i promise to pay it back and then some, later."

Yeah. Right. Ok. Am i the only one who see's a problem there?

He doesn't want a loan, cc, etc. He's going about it (more or less) in the right way.

[Clueless]

He doesn't want a loan, cc, etc. He's going about it (more or less) in the right way.

Yea, I cash everything I own...only loan I'd get would be a house.

[Clueless]

Benefits:
cheaper insurance
cheaper fuel price
more fun

drawbacks:
dangerous
seasonal (depending on location)


It probably wont be a good investment. So you have to look at what you're going to sell. Are you going to sell something that will be worth more in a year, two, etc? If so, by how much? Will it be worth the sacrifice?

Pretty much anything with a motor isn't a good investment, but that's something I can live with.

[Pandemic]

Well if selling items is worth it, do it.

[ChIoVnIdCa]

You are to poor to pay cash
You want to sell off what you own to buy something



I don't see a question here. More of a statement

[Pandemic]

You are to poor to pay cash
You want to sell off what you own to buy something



I don't see a question here. More of a statement

Speaking of statements... what's your point? Why wouldnt you sell things if you could to get the money to buy something else?

[ChIoVnIdCa]

Speaking of statements... what's your point? Why wouldnt you sell things if you could to get the money to buy something else?

thats the point .. If you can sell things that you don't want to buy something you want then why not.. Besides the fact that you could sell then save and put yourself in a better financial position. That you are not if you are selling off to buy something you don't have cash for.. But not my life

[Pandemic]

thats the point .. If you can sell things that you don't want to buy something you want then why not.. Besides the fact that you could sell then save and put yourself in a better financial position. Because you are not if you are selling off to buy something you don't have cash for.. But not my life

Ah, I gotchya now. Yeah, for some reason americans tend to be pack rats. IE keeping things they dont need for no reason. Hell, I'm like that. :P

[NutBucket]

Yea, I cash everything I own...only loan I'd get would be a house.

Then you're fucked. Are you really that irresponsible that you don't trust yourself with a credit card?

[Pandemic]

Then you're fucked. Are you really that irresponsible that you don't trust yourself with a credit card?

lol... putting a motorcycle on a credit card is idiotic. If you dont need a credit card, dont get one.

[wed3k]

get to fucking working.

[NutBucket]

lol... putting a motorcycle on a credit card is idiotic. If you dont need a credit card, dont get one.

What do you think happens when you finance a new bike at a dealer? Basically you're getting a credit card from Yamaha/Suzuki/etc. If its 2k, what's the difference between that or buying an H22 on a credit card?