Overdrafting fees

[MRX]

I hit $300 in overdraft fees about 2 weeks ago. Ruined my day and took christmas with it lol. Ever gotten that much in charges?

[CustomLowz]

I hit $300 in overdraft fees about 2 weeks ago. Ruined my day and took christmas with it lol. Ever gotten that much in charges?

to be honest, I can say I have never done that... I honestly never overdrafted my account. I always try to keep $500 in my checking account at all times...

[d112crzy]

I hit $300 in overdraft fees about 2 weeks ago. Ruined my day and took christmas with it lol. Ever gotten that much in charges?

i fucking feel you on that one dude.

I have like 200 in overdraft fees right now.

[MRX]

to be honest, I can say I have never done that... I honestly never overdrafted my account. I always try to keep $500 in my checking account at all times...

i forgot about an automatic payment to one of my student loans. Didn't notice it was that far down. Called myself saving money by doing $2 and $3 purchases for lunch rather than buying it in bulk lol...yea...that went over well

[cp[mike]]

helps working at your own bank

but yeah i see people with CRAZY overdraft fees... they come in to deposit a $100 check, they ask for their balance, and i tell them its still negative by $450... they are like OMGRLY?!

i can udnerstand making a mistake and overdrafting (though ive never done it) but im so confused by the people who never come to the bank to deposit money for weeks at a time, but keep swiping their card at registers without ever checking their balance

[d112crzy]

unfortunately, I relied on the online banking system from bank of america.

that screwed me over because a purchase i had made like 3 weeks ago JUST posted, so now im like a lot negative. then i got stupid ass 35 overdraft fee.

keep track yourself!!

[lilbluecb7]

i understand this fully i was like 200 in the hole i was like shit well it to a paycheck and a half to pay it off i was pissed so i said bye bye to online banking and i only use my debit card at the atm to get out cash

[sackingz123]

tats why u also check ur balance online...

bank of america FTW!!!!!

[d112crzy]

tats why u also check ur balance online...

bank of america FTW!!!!!

nopers.

thats exactly what I did and now im -$200.

[sackingz123]

nopers.

thats exactly what I did and now im -$200.

well at least know how much u put in and wat u spend...

[gloryaccordy]

All I have to say is, fuck Washington Mutual, and thank God for my new job. I haven't had any issues with overdraft fees since switching to BoA in April...but really that's just because I can spend well within my means now.

[DhN]

im negative $.28

fuckin ***..its an easy amount to pay off obviously..but its jus retrded..i mangaed my money very well..my account stated i had x amount..so i bought gas...shit overdrafted cuz it didnt deduct automatically

[93EXaesthetic]

yes... for small things like redbulls and gummybears.. small transactions ive gone over... no b/s

multiply about 7 x $30 = 210..

ive been in teh hole deeper than that.. on very very small transactions like packs of gum etc..etc...

[DhN]

its the small bullshit that always gets you....

thats why i try to pay with cash as much as possible..only use my card for an online purchase...or when needed

[93EXaesthetic]

its the small bullshit that always gets you....

thats why i try to pay with cash as much as possible..only use my card for an online purchase...or when needed

nah to avoid it.. always pay with debit..not credit if your card has that option


i had overdraft protection.. but that shit only works if there is money in the other account like savings

yeah debit is the way to go