Insurance help!!!

[TNTTrevD]

Hey guys
Im new to the site and I figure the best place to get help with insurance would be here, I live near the GTA in Ontario, Canada.
Any suggestions would really help, as my record isn't the cleanest and the lowest rate I could find was 580 a month with minimum coverage!!!


PLease help!

[STREET-SPEC]

We have alot of online insurance that is really cheap like The General. See if they have it in Canada or something like that.

[91 EX-R]

That's a pretty high quote. I'm curious what your record's like, since a friend of mine has a 2000 Integra with 6 points on his license, and he was paying like $500/month.


Your best bet would be either going through your parents insurance and hoping they offer some sort of deal for having multiple cars insured through the same company, or you could give Belairdirect a try. I have my car insured through them, and when I originally got my insurance they were the cheapest I could find, although I havent checked in a couple years to try to find a better rate.



Also STREET-SPEC, in Ontario, there is no such thing as cheap car insurance. If you're a male under the age of 25, you need to be prepared to pay out the ass for minimum coverage.

[91accordblackex]

Get yourself a girlfriend about thirty years old with a clean drivers license and have her put Insurance in her name. Works for me lol

[deevergote]

Get yourself a girlfriend about thirty years old with a clean drivers license and have her put Insurance in her name. Works for me lol

What insurance company lets you do that?

[STREET-SPEC]

I know in PA the person who ins the car has to rigister it and insure it in their name. It's not like that in all states tho.

[deevergote]

I like how he admits to insurance fraud in public, though.

[Ispintechno]

Yeah if you're in facility insurance you'll find no cheap insurance in ontario. That said companies like State Farm will probably give you the worst rate as you being high risk they don't want your business, but some smaller private insurance brokers may be able to help you shave off some of that cost.

Your pretty much screwed until after 3 years passes from your infractions.
When I was about 20 my insurance got so bad I actually parked the car for a couple years and rode the Loser Cruiser. It cost me a fuel pump because the car sat so long but I saved thousands of dollars in insurance.

3 years is the magic answer unfortunately. A couple years of taking the 52 window coupe will teach you to slow down.

[illinois_erik]

Covering my gf whos younger then me, makes her payments less then if she got it on her own. Shes then also covered if by some weird chance she had to drive the accord lmao and me her shitbox

[F20A CB7]

Try Omni insurance. Google it.

[TNTTrevD]

Thanks for the tips ill check it out

my record has one at fault accident and a speeding ticket on it, I'm 23 years old so I guess thats why I pay so much

and cuz my rides mad ill

ya'll know!

[Leung]

Dang... 580 a month? does that come with some astroglyde and a dinner?

[steelbluesleepR]

Thanks for the tips ill check it out

my record has one at fault accident and a speeding ticket on it, I'm 23 years old so I guess thats why I pay so much

and cuz my rides mad ill

ya'll know!

why did you feel it necessary to post a picture of your car (and a giant one at that) in a thread about insurance?

[Accrdwgnguy]

Get yourself a girlfriend about thirty years old with a clean drivers license and have her put Insurance in her name. Works for me lol

Sounds like you got yourself a sucker. Congrats!

[CyborgGT]

Geico for me was like $55 a month liability, after at least one speeding ticket that I can remember, as well as me rear-ending someone. Full coverage with Geico on the new RSX is a hair shy of $100 a month, which also includes a speeding ticket. I turn 25 next month.

Does Canada just have it bad like that or what? I hear rates in the UK are ridiculous, too.